![]() If your spending doesn’t align well with the eligible 5% spending categories, it’s time to think outside the box. Now that you’ve activated the 5% bonus categories, it’s time to go shopping. In the case of the Chase Freedom Flex, only the first $1,500 spent in the bonus categories earns the 5% cash back. On the first day of each quarter, be sure to activate rewards by logging into Chase’s app or website and following the instructions. ![]() Activate bonus categories as soon as possible.Likewise, stocking up on nonperishable items you need during a particularly rewarding quarter may be worthwhile, assuming you can safely pay down the entire balance before the end of the billing cycle. ![]() It can be more rewarding to hold off on a purchase if it falls in a later bonus category.
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